1. Introduction

Welcome to InvestWise Ghana. These Terms of Service ("Terms") govern your use of our website, located at investwiseghana.com (the "Service"), and any related services offered by InvestWise Ghana ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.

2. Use of Our Service

Our Service provides educational information about investing in Ghana, common investment mistakes, and strategies for successful investing. The information we provide is for educational purposes only and should not be considered financial advice.

When using our Service, you agree to:

• Provide accurate, current, and complete information when filling out any forms on the Service
• Maintain and promptly update your information
• Maintain the security of your account and accept all risks of unauthorized access
• Not use the Service for any illegal or unauthorized purpose
• Not violate any laws in your jurisdiction

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of InvestWise Ghana. The Service is protected by copyright, trademark, and other laws of both Ghana and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of InvestWise Ghana.

4. User Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. By providing any User Content on the Service, you grant us the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.

You represent and warrant that:

• You own or control all rights in and to the User Content and have the right to grant the license granted above
• The User Content does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity

5. Disclaimer of Financial Advice

The information provided on our Service is for general informational and educational purposes only and is not intended to be a substitute for professional financial advice. We are not registered financial advisors under Ghanaian regulations.

Before making any investment decisions, we strongly advise that you consult with a licensed financial advisor, particularly one who is familiar with your individual financial goals, circumstances, and needs.

Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.

6. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by InvestWise Ghana.

InvestWise Ghana has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

7. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

8. Limitation of Liability

In no event shall InvestWise Ghana, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use or alteration of your transmissions or content

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Contact Us

If you have any questions about these Terms, please contact us:

• By email: [email protected]
• By phone: +233 30 234 5678
• By mail: Financial District, 27 Independence Avenue, Accra, Ghana